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Home > Business and Economics > Business and Management > الفائض التأميني وطرق توزيعه في مؤسسات الت
الفائض التأميني وطرق توزيعه في مؤسسات الت&#157

الفائض التأميني وطرق توزيعه في مؤسسات الت


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يعتبر التأمين التكافلي الإسلامي أحد العقود الحديثة المستجدة في عالمنا المعاصر، ولا زال في تفاصيل هذا النوع من التأمين وطياته محطات عدة للبحث، خصوصا بعد ما أفرزته الممارسة من عقبات وصعوبات وحتى استحالات لتطبيق بعض جزئياته، وتعتبر شركات التأمين الإسلامية التي هي الممارس الفعلي لعقد التأمين التعاوني أو التكافلي، محطة البحث الرئيسي لما لها من تجربة في معايشة العقد وصوره ومجالاته والصعوبات القائمة فيه، ومن أبرز إشكالات التأمين التكافلي التطبيقية والمهمة، إشكالية توزيع الفائض التأميني، لما لها من تأثير مباشر على سلوك المستأمنين (حملة الوثائق) وثقتهم في مؤسسة التأمين الإسلامية، وتأثير توزيع الفائض أيضا على تنافسية الشركات التكافلية الإسلامية في سوق التأمين العالمي الذي حازت السبق فيه شركات التأمين التقليدية للعامل التاريخي وتراكمات التجربة الممتدة منذ السنين الطويلة، لذلك اخترت أن يكون موضوع الكتاب عن الفائض التأميني وطرق توزيعه في شركات التأمين التكافلي، وإن كان الكتاب يركز أساسا على البعد النظري من حيث التعريف بالإطار النظري للتأمين التكافلي وما يتعلق به، والتعريف بالفائض التأميني وطرق توزيعه وما يتعلق بها من مسائل، وإشكالات، على أن تكون فرصة قريبة - أن كتب الله العمر وقدر - سانحة لكتاب جديد ينهض بمزيد تعميق في المفاهيم النظرية والتطبيق العملي لتوزيع الفائض التأميني.


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Product Details
  • ISBN-13: 9786209433429
  • Publisher: Noor Publishing
  • Publisher Imprint: Noor Publishing
  • ISBN-10: 6209433421
  • Publisher Date: 08 Jan 2026


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