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Home > Health, Relationships and Personal development > Self-help, personal development and practical advice > Personal finance > Know Your Rights: 2014 Social Welfare, Health and Taxation
Know Your Rights: 2014 Social Welfare, Health and Taxation

Know Your Rights: 2014 Social Welfare, Health and Taxation


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About the Book

Do you really know your rights and entitlements regarding social welfare, health and taxation? Incorporating the adjustments made in Budget 2014 and drawing on national and EU legislation, Know Your Rights: 2014 Social Welfare, Health and Taxation is an indispensable guide for all Irish households. Using an accessible question-and-answer format and real examples, Know Your Rights: 2014 Social Welfare, Health and Taxation brings together the most up-to-date information on: *How to work out and reduce your tax bill *The availability of and eligibility for social welfare payments *State supports for entering or returning to work or education *State supports for those who suffer illness or injury that impact their ability to work as well as those caring for people with disabilities *State Pension supports and eligibility

Table of Contents:
Introduction ... xiii Chapter 1: Social Welfare - A Simple Guide to How It Works ... 1 Rates of Payment 2014 ... 1 Eligibility for Social Welfare Payments ... 2 Contribution-Based Payments ... 2 Means-Tested Payments ... 6 Occupational Injury Benefits ... 7 Minimum Eligibility Payments (SWA) ... 7 Multiple Social Welfare Payments ... 9 Assessment for a Spouse, Partner or Civil Partner and/or Children ... 9 Habitual Residence ... 10 Special, Exceptional and Urgent Needs Payments ... 13 Free Schemes ... 13 Fuel Allowance ... 13 Free Travel ... 14 Household Benefits Package ... 15 Living Alone Allowance ... 17 Free Driving Licence ... 17 Other Information ... 18 Social Welfare Appeals ... 18 Overpayment ... 20 Reporting Fraud... 21 Chapter 2: Work and Education - Supports and Entitlements ... 23 Unemployment Support Payments ... 23 Jobseeker's Benefit ... 25 Jobseeker's Allowance ... 41 Help for the Self-Employed ... 51 Education ... 52 Enterprise Initiatives ... 62 Employment and Educational Initiatives ... 64 JobsPlus Programme ... 64 JobBridge ... 66 Work Placement Programme (WPP) ... 67 Work Activation ... 67 SpringBoard ... 68 MOMENTUM Programme ... 69 Tus ... 69 Community Employment (CE)... 70 Gateway - Local Authority Social Employment Scheme ... 71 EURES (European Employment Services) ... 72 Subsidised After-School Child-Care Scheme ... 72 Chapter 3: Family - Supports and Entitlements ... 75 Family Income Supplement ... 75 One-Parent Family Payment ... 78 Existing Claimants (prior to 27 April 2011) ... 79 Existing Claimants (after 27 April 2011) ... 80 New Claimants (since 4 July 2013) ... 80 Exceptions ... 80 Transitional Arrangements (Ceasing OPF on Child-Related Age Grounds) ... 81 Case Study 1 ... 82 Case Study 2 ... 83 Child Benefit ... 84 Back to School Clothing and Footwear Allowance ... 86 Maternity Leave and Benefit ... 89 Rent Supplement and Mortgage Interest Supplement ... 92 Rent Supplement Assessment Example 1... 95 Rent Supplement Assessment Example 2... 97 Widow(er)'s or Surviving Civil Partner's Financial Supports ... 100 Bereavement Grant ... 101 Chapter 4: Illness, Disability and Carer's Supports ... 103 Illness Payments ... 103 Injury Benefit ... 104 Illness Benefit ... 105 Partial Capacity Benefit ... 110 Invalidity Pension ... 115 Disability Allowance... 117 Care Supports ... 122 Home-Based Supports ... 122 Employing a Carer ... 123 Nursing Home Support Scheme ('Fair Deal') ... 123 Grants for House Improvements ... 130 Carer's Payments ... 134 Domiciliary Care Allowance ... 134 Respite Care Grant ... 136 Carer's Benefit... 137 Carer's Allowance ... 139 Medical and GP Visit Cards ... 140 Medical Cards for the Over-Seventies ... 152 Long-Term Illness Scheme and Drugs Payment Scheme ... 154 Accident and Emergency (A&E) and Hospital Charges . 156 Chapter 5: Pensions ... 161 Widow(er)'s or Surviving Civil Partner's Pensions ... 161 Contributory Pension ... 161 Non-Contributory Pension ... 164 State Pensions ... 166 State (Contributory) Pension ... 168 State (Non-Contributory) Pension ... 182 Additional Benefits ... 188 Chapter 6: Tax - How to Calculate and Reduce Your Tax Bill ... 189 Budget 2014 - Income Tax Rates, Bands and Credits ... 189 Universal Social Charge and Taxes ... 190 Universal Social Charge (USC) ... 190 Emergency Tax ... 193 PRSI ... 193 Health Levy and Private Health Insurance ... 195 Self-Employment... 196 Income Tax ... 197 Civil Partners ... 198 Single Persons ... 198 Single Parents ... 204 Married Couples/Civil Partners (One Income) ... 210 Married Couples/Civil Partners (Two Incomes) ... 214 Single Assessment ... 215 Joint Assessment ... 216 Widow/Widower or Surviving Civil Partner ... 218 Marginal Tax Relief ... 220 Taxation on Social Welfare Payments ... 223 Rent Relief ... 224 Medical Expenses ... 225 Rent-a-Room Scheme ... 229 Childminding Relief ... 230 Tax Relief for Disabled Drivers and Passengers ... 231 Provision of Bicycles ... 232 Tuition Fees ... 232 Deposit Interest Retention Tax (DIRT) ... 233 Tax on Redundancy ... 234 Dependent Relative Allowance ... 236 Employing a Carer ... 236 Incapacitated Child Allowance ... 237 Tax Credits (Clothing) ... 238 PAYE Online ... 239 Tax Relief on Mortgages... 240 Stamp Duty (Property) ... 242 Home Renovation Incentive (HRI)/Home Heating ... 243 Excise Duty... 245 Pensions ... 246 Household Charge ... 246 Local Property Tax ... 248 Water Charges ... 255 Septic Tank Charges ... 257 Capital Acquisitions Tax (CAT) and Capital Gains Tax (CGT) ... 258 Tax Returns ... 264

About the Author :
Andrew McCann is an experienced consumer advocate and a regular guest on Ireland AM (TV3) and the Colm Hayes Show on 2FM, as well as national (Newstalk 106 - 108 FM) and regional (Highland Radio) radio. He is well regarded for his in-depth knowledge of the taxation and social welfare systems and his clear and direct approach.


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Product Details
  • ISBN-13: 9781909895300
  • Publisher: Orpen Press
  • Publisher Imprint: Orpen Press
  • Language: English
  • Sub Title: 2014 Social Welfare, Health and Taxation
  • ISBN-10: 190989530X
  • Publisher Date: 31 Jan 2014
  • Binding: Digital (delivered electronically)
  • No of Pages: 284


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