Vinay KandpalVinay Kandpal stands out as an authority in finance and a dedicated mentor at Graphic Era University in Dehradun, India. As a senior faculty member within the Department of Management Studies, he offers his profound expertise on a breadth of sbjects encompassing financial studies, business management, and pedagogy. Dr. Kandpal's academic credentials are noteworthy; he has earned both a D Litt (Post Doctoral degree) and a Ph.D. focusing on Finance from Kumaun University in India. Further enriching his scholarly background is his role as a Postdoctoral Fellow at PG Administracao-Paulista University – UNIP in Brazil. His zeal for research is evident through his extensive body of work which includes authorship of over 62 scholarly articles and six books addressing varied themes ranging from sustainable practices to financial technology advancements, urban development strategies for smart cities, effective risk management techniques, principles of circular economy to initiatives aimed at promoting financial accessibility. Read More Read Less