Richard C. Van KleefRichard van Kleef works as an Associate Professor at the Erasmus School of Health Policy and Management of the Erasmus University Rotterdam. His research and teaching focus on economic aspects of health insurance and health care markets. Specific ares of expertise are health plan payment and consumer cost sharing. Van Kleef has published his research in national and international journals including the Journal of Health Economics, The European Journal of Health Economics, Medical Care, Health Affairs and Health Policy. Richard is currently chairman of the Dutch/Flemish Health Economics Association and a member of the Risk Adjustment Network (RAN). Read More Read Less