Nermin OzgulbasNermin Ozgulbas is associate professor of finance at Baskent University in Turkey. She taught financial management, financial analysis and cost accounting in Baskent University, distance education program of Anadolu University and Turkish Ministry ofHealth. Her research and publication activities include finance, cost accounting, risk management, early warning systems, and data mining in especially SMEs, capital markets, health care organizations, and social security. She has been participating in a lot of international and national projects and conferences as an organizer, reviewer and advisor. Her latest researches are about early warning systems based on data mining. Read More Read Less