Michael BivonaMichael Bivona, CPA, is retired from the accounting profession and the computer enhancement industry. He is an award-winning author and is the recipient of Long Island University's prestigious Distinguished Alumni Award (2007). He has been interviewe and quoted by Jim Cramer's The Street, U.S. News & World Report, Fox Business News, Forbes, and many other publications. His passion for boating has kept him afloat for over forty years. He lives with his wife in New York and Florida. Learn more at www.michaelbivonabooks.com. Read More Read Less