Joe CorreaFor many years I have helped people to finance a home or to lower their payments. I have worked for different banks, lenders, and an investment advisory firm. I began as a college math professor at Miami-Dade Community College teaching all subjects Iwas required to teach at age 23, which was kind of awkward for many of my students since most of them were around my age or older but my ability to teach others and to master math helped me make difficult subjects become easier to understand. I was approached by Union Planters Bank which is now Regions Bank to work for them as a Financial Advisor. On a daily basis, I was required to open the bank doors, open the bank vault, open personal and business bank accounts, complete home equity lines of credit and home equity loans, and many other tasks. I especially enjoyed closing home equity loans and wanted to learn more so I got my mortgage license and went to work for a mortgage company. A year later I started my own mortgage company and soon transitioned to a correspondent lender. I was able to help hundreds of people to buy a home, refinance to lower payments, and to take cash out to pay off debts or reinvest. When the economy slowed down and banks stopped lending I decided to focus on helping others by educating. I hope this book reaches as many people as possible and helps shape a new future for many that might feel stranded on their own without a solution. Read More Read Less