Frederick JamesFrederick W. James MD is an author and coach in personal health and finance. His book titled "Spend Don't Save" challenges the reader to make a paradigm shift in the way to think about money and how to use it to support a healthy lifestyle. This chane should be done now rather than later, and as early as possible in life. This story presents a practical application of how financial principles help to solve typical money problems in families. Read More Read Less