Deepali Pant JoshiThe author is a well known development economist Dr Deepali Pant Joshi Holds an MA and a DPhil degree in the Political Economy of Development of South and South East Asia from the University of Allahabad. She is a. Fellow of the Harvard University Asa Center and holds Law and Management degrees. She has over twenty-nine years of working experience with the Reserve Bank. Presently Chief General Manager of the Rural Planning Credit Department at RBI Central Office Mumbai and can be reached at deepalipantjoshi@rbi.org.in She has been actively engaged in policy work in the area of development economics. She has considerable field level and International experience .She remains committed to the field of Development Economics and to the processes of building a better more equal world. Read More Read Less