Alan JamesI spent many years either working full time while going to school part time or going to school full time while working part time. By this process I ended up with degrees in Respiratory Therapy and Mechanical Engineering. What is more important relate to this book is I have a Master's degree in Business Administration with an emphasis on finance and economics. It is not hard work alone that allowed me to have a comfortable and secure retirement; I also followed the principles of the Formula for Wealth. Read More Read Less