Protocols for Secure Electronic Commerce

Free distribution of information, ideas, and research - the Internet's original goal - is at odds with the use of the Internet for commerce. Commerce requires individual privacy and security - an afterthought in this medium. Protocols for Secure Electronic Commerce reviews and explains algorithms and architectures for securing electronic payment sy

Table of Contents:
OVERVIEW OF ELECTRONIC COMMERCE What is Electronic Commerce? Competitive Environment of Electronic Commerce Characteristics of Dematerialized Payment Systems The Influence of the Internet Technologies of Electronic Commerce MONEY AND PAYMENT SYSTEMS The Mechanisms of Classical Money Instruments of Payment Banking Clearance and Settlement Types of Dematerialized Monies Purses and Holders Transactional Properties of Dematerialized Currencies Comparison of the Means of Payment The Practice of Dematerialized Money ALGORITHMS AND ARCHITECTURES FOR SECURITY Security of Open Financial Networks OSI Model for Cryptographic Security Application Security Data Integrity Identification of the Participants Authentication of the Participants Nonrepudiation Key Management Certificate Management Encryption Cracks Appendix I: Principles of Symmetric Encryption Appendix II: Principles of Public Key Encryption Appendix III: Comparative Data BUSINESS-TO-BUSINESS COMMERCE AND ELECTRONIC DATA INTERCHANGE Components of EDI Examples of EDI Sytems Structuring Alphanumeric Data Structuring of Documents or Forms EDI Messaging Security of EDI Relation of EDI with Electronic Funds Transfer EDI Integration with Business Processes Standardization of EDI Future Evolution of the EDI REMOTE PAYMENT WITH BANK CARDS (I) Security Without Encryption: First Virtual iKP Protocols CyberCash Agora REMOTE PAYMENT WITH BANK CARDS (II) SECURE SOCKETS LAYER General Presentation of the SSL Protocol SSL Subprotocols Example of SSL Processing Implementations Conclusions Appendix: Structures of the Handshake Message REMOTE PAYMENT WITH BANK CARDS (III): THE SET PROTOCOL SET Architecture Security Services of SET Certification Purchasing Transaction Optional Procedures in SET SET Implementations Evaluation HYBRID SOLUTIONS WITH SET C-SET and E-Comm Hybrid SSL/SET Architecture MICROPAYMENTS AND FACE-TO-FACE COMMERCE Characteristics of Micropayment Systems Chipper GeldKarte Minipay Mondex P-Card PAYCHIP Proton Comparison of the Main Electronic Purses REMOTE MICROPAYMENTS NetBill CyberCoin KLELine Millicent PayWord MicroMint Comparison of the Different Systems of Remote Micropayment DIGITAL MONEY Building Blocks DigiCash (Ecash) NetCash DEMATERIALIZED CHECKS Classical Processing of Paper Checks Dematerialized Processing of Paper-Based Checks NetCheque Bank Internet Payment System (BIPS) Echeck Evaluation SECURITY OF INTEGRATED CIRCUIT CARDS Overview Description of Integrated Circuit Cards with Contacts Security of Microprocessor Cards Multiapplication Smart Cards Standards for Integrated Circuit Cards PLATFORMS AND CONVERGENCE MODELS SEMPER CAFE JEPI Merchant Cards and Bank Cards Summary PERSPECTIVES Infrastructure of Electronic Commerce Which Means of Payment? Standardization Elements for Reflection REFERENCES WEBSITES INDEX