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Banking on Self-Help Groups: Twenty Years on

Banking on Self-Help Groups: Twenty Years on


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About the Book

Banking on Self-help Groups reviews the existing state of affairs in respect of the SHG (Self-help Group) movement and addresses the question of what should be the next phase of development of the SHGs. It identifies the policy gaps and opportunities that exist for the SHGs to be mainstreamed further into the formal financial system. The author examines elements of strategy and design being adopted by the National Rural Livelihoods Mission as also the potential role of NABARD in the development of SHGs in the future. The study focuses on three core issues pertaining to SHGs. These relate to (i) cost-effectiveness, (ii) sustainability, and (iii) impact, i.e., the development cost of SHGs and SHG-based institutions, the sustainability of SHG models and community institutions fostered by them, and the economic and social impact on SHG members. The book concludes with a discussion of proposals and institutional arrangements that provide the way forward for the continued and uninterrupted growth of SHGs as an agency for change in the rural sector of India.

About the Author :
Ajay Tankha has over 35 years of experience as an academic and consultant in development studies, rural finance and microfinance. He has served as International Head of Microfinance of ActionAid UK and as Economist with the National Bank for Agriculture and Rural Development. He has been associated with CARE-India s CASHE project, GTZ (now GIZ) Rural Financial Institutions Programme, American India Foundation, Sa-Dhan, Access Development Services, EDA Rural Systems and Small Industries Development Bank of India. In addition, he has taught at leading universities of India, the Netherlands and Vietnam. He has authored three books on microfinance self-help groups including his last work Banking on Self Help Groups: Twenty Years On (2012). He has published several research papers and publications on microfinance and rural livelihoods.

Review :
[The book talks about] government launched several programs of livelihood for inclusive development that provides financial services to the poor...there are several tables and boxes throughout the book. Its appendices are very informative. Written in a lucid style, this well-researched book is a great read for anyone having interest in the self-help group movement in India.--Sahara Time, 25 August 2012 [The book] refreshes/updates knowledge of the persons interested in the subject . illustrations and examples make this book reader friendly. It attempts to provide a step-by-step approach for developing qualities and characteristics SHGs must possess The book contains tables, graphs and boxes, useful for the bankers, self help groups and policy makers.--Vision" The book is loaded with as many as 30 tables, box items, figures, list of abbreviations and appendices pertaining to the evolution and functioning of SHGs in India . the book is comprehensive and at the same time socially and economically relevant at the grass-roots level for the researchers, bankers and policy-makers. It gives an in-depth account of growth and performance of SHG and gave some useful suggestions and policy recommendations to tackle the functioning of the SHGs. This book should serve as an important source as it provides a wealth of information about the existing impact of SHGs on social and economic empowerment of the members in India and for that a list of selected references has also been given by the authors at the end.--South Asia Economic Journal" This book is a rare blend of qualitative and quantitative analysis with policy and action relevance inputs for the complete understanding of the functioning of self-help groups .a must for those who want to delve into the gamut of origin and growth of self-help groups process as well as interested to know the status of various policy decisions taken by the NABARD and other agencies in facilitating the growth and achievement of SHGs in rural pockets of India. The author should be highly appreciated as the book highlights most of the issues connected with SHGs in a most comprehensive manner and projects the growth process in a most fascinating manner.--Journal of Rural Development"


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Product Details
  • ISBN-13: 9788132116875
  • Publisher: Sage Publications India Pvt Ltd
  • Publisher Imprint: Sage Publications India Pvt Ltd
  • Language: English
  • Sub Title: Twenty Years on
  • ISBN-10: 8132116879
  • Publisher Date: 02 Aug 2012
  • Binding: Digital (delivered electronically)
  • No of Pages: 328


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