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Basel II - Auswirkung auf die Finanzierung des Mittelstandes

Basel II - Auswirkung auf die Finanzierung des Mittelstandes


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About the Book

Studienarbeit aus dem Jahr 2004 im Fachbereich VWL - Geldtheorie, Geldpolitik, Note: 1,0, Technische Universität Berlin, Veranstaltung: Globale Brennpunkte, Sprache: Deutsch, Abstract: Mit dem Stichwort "Basel II" wird die Diskussion um die Neugestaltung der Eigenkapitalvorschriften der Kreditinstitute bezeichnet. Ziel von Basel II ist es, die Stabilität des internationalen Finanzsystems zu erhöhen. Dazu sollen Risiken im Kreditgeschäft besser erfasst und die Eigenkapitalvorsorge der Kreditinstitute risikogerechter ausgestaltet werden. Zwar geht es bei dieser Diskussion zunächst nur um die Eigenkapitalvorschriften der Kreditinstitute. Mittelbar werden jedoch auch deren mittelständische Firmenkunden von diesen Veränderungen betroffen sein. So beklagt Fritz-Wilhelm Pahl, Vorsitzender des DIHK - Mittelstandsausschusses, anlässlich eines Pressegesprächs zu den Ergebnissen der Umfrage "Kreditprobleme trotz konjunktureller Zuversicht" "...die Finanzsituation des deutschen Mittelstandes ist weiter angespannt. Insbesondere kleine und mittlere Unternehmen sowie Betriebe im Baugewerbe und in Ostdeutschland leiden unter Problemen beim Kreditzugang. Sinkenden Kreditzinsen stehen verschärfte Anforderungen der Kreditinstitute gegenüber. So vermeldet ein viertel der kürzlich befragten Mittelständischen Unternehmen eine Verschlechterung der Kreditkonditionen." Dennoch begrüßt unter anderem die Kreditanstalt für Wiederaufbau die Einführung von Basel II. Diese Seminararbeit zeigt auf, welche Veränderungen für den Kapitalmarkt und vor allem für mittelständische Unternehmen aus der Umsetzung von Basel II ab dem 1.1.2007 resultieren.


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Product Details
  • ISBN-13: 9783638915441
  • Publisher: Grin Verlag
  • Publisher Imprint: Grin Verlag
  • Height: 210 mm
  • No of Pages: 52
  • Returnable: N
  • Spine Width: 3 mm
  • Width: 148 mm
  • ISBN-10: 3638915441
  • Publisher Date: 24 Apr 2008
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Returnable: N
  • Weight: 132 gr


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