Money Confidence Starts with the Right Mindset
Financial success isn't about mastering complex formulas or memorizing rigid rules. You don't need to know everything about money to build a secure future. If you've ever felt overwhelmed or unsure where to start, ask yourself: What do I want my money to do for me? The answer is the vision for your financial strategy, guided by your everyday decisions, mindsets, and habits.
Patrick Payne, professor of financial planning, shares a refreshingly accessible approach to money. Blending behavioral insights with financial principles, Payne helps you uncover your unique money personality and build a focused strategy based on what matters most to you, without feeling deprived or defeated. Learn how to spend with purpose, use debt wisely, and invest with clarity.
Explore relatable stories and practical tools designed to meet you where you are. You don't need to be a financial expert to take control of your future. Whether you're just starting out or starting over, you'll walk away with a clear path forward and the confidence to take it.
About the Author :
Patrick Payne, PhD, CFP(R), earned his doctorate in personal financial planning at Texas Tech and is an associate professor at the University of Arizona with over ten years of teaching experience. He combines financial expertise with real-world perspective to help people reduce stress, avoid costly mistakes, and make values-driven decisions.
Review :
"This book delivers practical tools wrapped in relatable stories that make complex financial ideas simple and usable. The three-step process is clear and surprisingly transformative. If you've ever felt stuck despite knowing the 'rules, ' this is the guide that will finally help you move forward with confidence." -Russell N. James III, JD, PhD, CFP(R), professor, CH Foundation Chair of Personal Financial Planning, Charitable Giving Program Director, Texas Tech University
"The Strategic Money Method is a compass for rethinking how you spend, save, and plan-a clear, practical guide that empowers consumers to align money decisions with what truly matters." -Dr. Charles Chaffin, cofounder, Money and Risk Inventory; cofounder, Psychology of Financial Planning; professor, Iowa State University
"Dr. Payne writes about personal finance with humor and humility. The strategies he offers are easy to read, easy to understand, and, most importantly, easy to implement. I highly recommend this book to anyone wanting to get a handle on their finances, as well as those in the personal finance industry who wish to reach their clientele in meaningful and effective ways. Dr. Payne takes what might otherwise be considered complex personal finance concepts and turns them into enjoyable and relatable stories that convey useful strategies for getting a handle on money matters. I plan to purchase enough copies of this book to give as gifts to my adult children, nieces, and nephews, who will no doubt gain from Dr. Payne's straightforward strategies embedded in relatable analogies and funny personal stories. I've worked my entire adult career in higher education and have come across only a handful of academicians who are able to convey complex concepts with an abundance of clarity and a healthy dose of humility. Dr. Payne has accomplished that!" -Dr. Daniel McDonald, distinguished outreach professor, Take Charge America Endowed Chair, University of Arizona
"This book is highly informative, practical, and understandable for all types of readers interested in making better financial decisions. Patrick provides a wonderful perspective of the different psychological aspects experienced within the financial planning process. I especially enjoyed the discussion and presentation about investor personality." -Victor Ricciardi, coauthor, Advanced Introduction to Behavioral Finance
"Patrick Payne's The Strategic Money Method has done it! Finally, a commonsense, thoughtful approach to the art and science of financial planning. As Dr. Payne writes, 'You cannot create an effective plan until you first establish a solid strategy.' This book ensures the reader has all the tools to establish both the plan and the strategy. A must-read for all those looking to build and maintain wealth." -Kim Daniels Walsh, JD, associate professor of practice, Personal and Family Financial Planning, University of Arizona; of counsel, Schenck, Price, Smith & King
