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Loan Sharp: Get the Business Finance You Deserve

Loan Sharp: Get the Business Finance You Deserve


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About the Book

After the credit crunch and the recession small business owners are in desperate need of finance and yet many have seen their banks turn them away. If this is you, then you may have resigned yourself to the notion that there is nothing you can do ...but you're wrong! The rules of the game may have changed but Loan Sharp will show how you can get back in control. Getting a bank to support you can be tough but Rob Warlow outlines the steps you can take to significantly improve your chances of obtaining the business finance you need. In Loan Sharp Rob Warlow shares his 25 years of banking experience and lays bare exactly what information banks need from you. Don't be denied finance simply because you don't know what information to prepare or how to present your case. If you are looking for bank finance then make Loan Sharp your essential guide.

Table of Contents:
About the Author Introduction Choosing the Right Bank for You and Your Business Before You Go too Far - Do You Really Need to Borrow? Oh No! He Wants a Business Plan The Interview - Yes, You're Going to Have to Talk to Him Reading and Understanding Your Financial Statements Balance Sheet Assessment - What's Your Business Worth? Profit and Loss Assessment - Are You Making Any Money? Serviceability Assessment - Can You Pay the Bank Back? The Credit Assessment Framework CAMPARI - Character CAMPARI - Ability CAMPARI - Margin CAMPARI - Purpose CAMPARI - Amount CAMPARI - Repayment CAMPARI - Insurance SWOT Analysis What You Have Been Waiting For - The Decision! Keeping a Beady Eye on You What to Do If It Starts to Go Wrong Conclusion

About the Author :
After spending 25 years in banking in the UK and Africa Rob now concentrates on helping small and medium sized businesses develop and grow. His main focus is assisting business owners to access finance to start up or grow their businesses. Too many business owners reduce their chances of getting the finance they need by not understanding what banks are looking for in an 'ideal proposal'. Being a person who has been at the sharp end Rob uses his extensive banking knowledge to help business owners get the right information a bank needs. In writing Loan Sharp Rob has used his hands on experience to bring the reader practical ideas and solutions to finance their plans and realise their vision. Rob also writes a weekly newsletter, Small Business Success, distributed via email to 3,000 small business owners which covers a variety of topics of interest to business owners. He lives in Wales with his wife and four children.

Review :
When it comes to dealing with your banker, you can put your head in the sand and pretend they don't exist or you can try and understand what it is that the banker wants and is looking for. This book helps you give the banker what they want so you get what you want. -- Robert Craven, Author of Bright Marketing and Kick-Start Your Business If you are a small business owner then this book is invaluable in helping you deal with the ever-changing world of the banks. This book would have made the whole process of borrowing money easier when I started my business and would have saved many a sleepless night! Highly recommended. -- Lucy Cohen, Co-Founder and Commercial Director of Mazuma


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Product Details
  • ISBN-13: 9781907722288
  • Publisher: Rethink Press
  • Publisher Imprint: Anoma Press
  • Sub Title: Get the Business Finance You Deserve
  • ISBN-10: 1907722289
  • Publisher Date: 25 May 2010
  • Binding: Digital (delivered electronically)


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