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Home > Business and Economics > Economics > Microeconomics > Micro-Finance Systems: Designing Quality Financial Services for the Poor
Micro-Finance Systems: Designing Quality Financial Services for the Poor

Micro-Finance Systems: Designing Quality Financial Services for the Poor


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About the Book

This book, written at the request of practitioners and donor agencies, draws on the author’s research and practical experience in Bangladesh, Philippines and East Africa. Section One outlines cutting edge issues, including: · How far micro-finance can contribute to reducing poverty, enhancing women’s status, empowering poor clients and improving the health, nutrition and education of the poor; · The role of savings in micro-finance: for clients, institutions and the regulatory authorities; · How to recruit, develop and maintain high quality clients; and · Issues around replicating successful micro-finance systems. Section Two provides a practical guide, with clear examples of how to design micro-finance systems that deliver quality financial services to the poor. The third and final section has two case studies, detailing how two very different systems were developed. The book discusses the many problems and challenges facing micro-finance, and offers experienced, down-to-earth recommendations for practitioners. It offers a stimulating guided tour of the issues, while suggesting and illustrating how these might be addressed.

Table of Contents:
Introduction and Overview Section 1: "What Are We Trying To Do ? In Theory" 1. "MicroFinance: The Solution or A Problem ? 2. Optimising Systems for Clients and the Institution 3. "Savings: Services for the Clients or Capital for the Institution ?" 4. "Replicating MicroFinance Systems: Are Blue-Prints Enough ?" Section 2: "So What Do We Do ? In Practice" 1. "The Principles of MicroFinance" 2. "Beyond Basic Credit and Savings: Developing New Financial Service Products for the Poor" Section 3: How Has It Been Done ? Case Studies 1. "Central Cordillera Agricultural Programme: System Design Process - In Progress" 2. BURO, Tangail: Systems and Services Under Development Conclusion References

About the Author :
Graham Wright is now Senior Regional MicroFinance Advisor for the UNDP/DfID-funded MicroSave-Africa programme

Review :
'Entertaining, informative, and always practical. Graham Wright believes, as I do, that micro-finance has to be learnt from the bottom up -- first by looking at what poor people do for themselves, and then by designing products and delivery systems that help them do it even better. Read this book to understand the approach -- and then go and adapt it to what you find on the ground.' - Stuart Rutherford, micro-finance practitioner and researcher.'Entertaining, informative, and always practical. Graham Wright believes, as I do, that micro-finance has to be learnt from the bottom up -- first by looking at what poor people do for themselves, and then by designing products and delivery systems that help them do it even better. Read this book to understand the approach -- and then go and adapt it to what you find on the ground.' - Stuart Rutherford, micro-finance practitioner and researcher.


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Product Details
  • ISBN-13: 9781856497879
  • Publisher: Zed Books Ltd
  • Publisher Imprint: Zed Books Ltd
  • Language: English
  • Returnable: N
  • ISBN-10: 1856497879
  • Publisher Date: 15 May 2000
  • Binding: Hardback
  • No of Pages: 304
  • Sub Title: Designing Quality Financial Services for the Poor


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