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Home > Business and Economics > Economics > Development economics and emerging economies > Profit for the Poor: Cases in micro-finance
Profit for the Poor: Cases in micro-finance

Profit for the Poor: Cases in micro-finance


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About the Book

Microcredit is the latest development fashion, and it has even received the ultimate accolade of a world summit It is not generally appreciated, however, that there is a wide variety of quite different approaches to the profitable delivery of financial services to the poor. Such services are being indeed, have for many years been provided by many different types of institution, including traditional commercial banks, NGOs and the much publicized new generation institutions. This book contains a selection of case studies from India, Bangladesh, East and Southern Africa, Indonesia and Latin America, together with many challenging comments and questions. Two points are made: first that there is no universally applicable methodology in the field, and second that well-managed microfinance can be profitable both for its customers and its providers; it is a business opportunity itself for bankers, and need not depend on donor assistance.

Table of Contents:
Section 1: Introduction and Some General Issues Chapter 1. Introduction Chapter 2. Interest Rates Chapter 3. Where is the Money to Come From? Chapter 4. The Institutions Section 2: Case Studies Chapter 5. The Bhawal Rajbari Branch, Grameen Bank, Bangladesh Chapter 6. The Banco Nacional de Comercio Interior, Mexico Chapter 7. The Gazaria Branch, BRAC, Bangladesh Chapter 8. The Omdunnan Productive Families Branch of the Sudan-Islamic Bank Chapter 9. The Laxmi Mahila Sangam and Myrada, Karnataka State, India Chapter 10. PRIDE and KREP, Two Examples from Machakos, Kenya Chapter 11. The Kenya Industrial Estates Informal Sector Programme, Murang'a Branch Chapter 12. Cuttack Urban Cooperative Bank-College Square Branch Chapter 13. Masoko Madogo Madogo Market Society, Dar Es Salaam, Tanzania Chapter 14. The Pingua Branch of the Dhenkanal Gramya Bank, Orissa, India: 'Linkage' to Self Help Groups Chapter 15. Puri Gramin Bank and DSS Balipatna, Orissa, India Chapter 16. Bank Rakyat Indonesia - Contoh Unit Chapter 17. The Start-Up Fund, South Africa Chapter 18. The Kalanjiam Community Banking System, Madurai East, Tamil Nadu, India Chapter 19. Basix Finance, Raichur, Karnataka, India Chapter 20. Conclusions


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Product Details
  • ISBN-13: 9781780440910
  • Publisher: Practical Action Publishing
  • Publisher Imprint: Practical Action Publishing
  • Language: English
  • Sub Title: Cases in micro-finance
  • ISBN-10: 178044091X
  • Publisher Date: 15 Dec 1998
  • Binding: Digital download
  • No of Pages: 200


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