Updated for 2026 to include details on the One Big Beautiful Bill! Are You Racking Up an IOU to the IRS?
Do you know what income taxes will be next year? In 5 years, 10 years, or in 20 years?
Probably not!
In fact, no one does. But if you did, planning financially for the future would be a whole lot easier.
What we do know is that the U.S. income tax brackets have literally been all over the board throughout the past century - with the top bracket exceeding 90% in some years.
If you are currently in the top income tax bracket (which is 37% as of this writing), you may think that the government has its hands on a significant portion of your income. But the reality is that, over the past decade or so, the U.S. has been experiencing a historically low tax environment.
But just wait. This low tax rate environment won't last forever. And given the fact that we're gearing up for a financial storm of epic proportions, your retirement income and your savings could be on shaky ground.
So, if you don't know what your tax rate will be in the future, how will you know if you'll have enough net income to fund your lifestyle in retirement? The answer is - you don't...unless you take control of your future income out of Uncle Sam's hands and put it into your own.
That's exactly what this book is all about. By following the strategies you'll learn here, you can literally - and legally - take yourself out of the "tax zone," and into the 0% bracket. So why wait like a sitting duck for the government to dictate how much of YOUR money they're going to take away from you?
By using the exclusive STEP plan (Strategic Taxation Evaluation Process) and Ultimate Asset Strategy (UAS), this book will show you exactly how you can get around tax hurdles, and how you can take control of your retirement income and keep more - much more - of it in your own pocket...because your financial future depends on it. And it's never too early to do something about it.
About the Author :
Joe RoosEvans is one of the top financial experts in the country. He started in the wealth services industry in 1982, and after several winning years, he founded Financial Resources of America (FRA). Ranked among the Top Five Percent of wealth service agencies in the world today - a leading force in the industry since 1986 - FRA is one of a group of several successful companies founded by Joe RoosEvans - all of which continue to further his reputation for leadership and innovation nationwide. Over the years, FRA has served more than 17,000 clients who have come to Joe and his company for advice on how to best preserve their wealth. Today, the company holds billions of dollars in assets. This accomplishment is largely the net-result of Joe's passion and commitment for serving people in a quest for successful retirement lifestyles. Joe has committed his entire career to helping individuals create, grow, and protect their wealth. All told, Joe RoosEvans is a widely recognized leader in wealth preservation, and in the financial services industry overall. An acknowledged asset-transfer specialist, radio talk show host, author, and sought-after national speaker, his professional designations include the following: - Certified Trust and Financial Advisor (CTFA) - Accredited Estate Planner (AEP) - Certified Financial Planner (CFP) - Retirement Income Certified Planner (RICP) - Chartered Life Underwriter (CLU) - Chartered Leadership Fellow (CLF) - Certified Financial Planner (CFP) - Chartered Financial Consultant (ChFC) - Certified Wealth Preservation Planner - Certified Asset Protection Planner - Chartered Advisor for Senior Living (CASL) Clients who rely on Joe RoosEvans and FRA know that they are working with well-established and experienced professionals in the wealth protection and preservation field whose sole purpose is to help them reach their goals.
