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Home > Health, Relationships and Personal development > Self-help, personal development and practical advice > Personal finance > Zero Debt for College Grads: From Student Loans to Financial Freedom
Zero Debt for College Grads: From Student Loans to Financial Freedom

Zero Debt for College Grads: From Student Loans to Financial Freedom


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About the Book

As the cost of a college education continues to increase at a rate of about 9 per cent annually - nearly three times the rate of inflation - more and more college students are taking out loans to cover tuition, fees, and other expenses. Median undergraduate student loan debt is currently close to $20,000, and graduate students end up with an additional $32,000 in debt upon graduation. Pile on thousands more in credit card debt and many college students today graduate with massive financial burdens that they are not prepared to handle.In "Zero Debt for College Grads", noted personal finance expert Lynnette Khalfani provides a thorough roadmap for stress-free living that will allow recent graduates to focus on their burgeoning careers while navigating the ups and downs of their financial responsibilities. ""Zero Debt for College Grads," by Lynnette Khalfani, puts into plain English what many recent college graduates need to hear: lay off the credit cards and expenses and be a bit more realistic with your lifestyle." - "The New York Post".

Table of Contents:
Zero Debt for College Grads will contain 12 chapters and will be comprised of three sections: 1) Managing Today's Bills Wisely 2) Wiping Out Credit Card Debt and Establishing Great Credit 3) Paying Off Student Loans In Section I: Managing Today's Bills Wisely, readers will learn: *Strategies for creating and maintaining a realistic budget *7 critical money-management lessons you didn't learn in school*How to boost your Financial IQ*Smart ideas to afford that new car*Tips for reducing the costs of getting and furnishing an apartment, condo or town-home *Secrets to looking like a million bucks without spending a fortune*How to slash expenses in multiple areas of your life *Fun ways to enjoy your personal life without breaking the bank*Pain-free strategies to build up your cash cushion In Section II: Wiping Out Credit Card Debt and Establishing Great Credit, readers will learn: *How to negotiate with creditors and bill collectors*Sneaky tricks that credit card companies play*How to beat the minimum payment trap and pay off debts fast *The quickest ways to boost your FICO credit score *The pitfalls of transferring balances from one credit card to another *The best methods of handling credit cards if you get married or live with someone *The pros and cons of using cash advances, and blank checks from credit card issuers *How "inquiries" and new credit applications affect your credit rating *How to prevent identity theft from ruining your credit In Section III: Paying Off Student Loans, readers will learn: *How student loans impact your credit *How to quickly bring past-due loans out of default status *The ins and outs of loan rehabilitation programs *Whether you're eligible for a student loan cancellation and may not even know it *How to seek and get a deferment on repaying student loans *What a student loan forbearance is and when to request it*How to ease your financial burdens with a graduated repayment program *How to get your lender to agree to an extended repayment option *The pros and cons of paying loans based on an income contingent plan*When to consider student loan consolidation

About the Author :
Lynnette Khalfani, The Money Coach, is a personal finance expert and the author of The Money Coach #8217;s Guide to Your First Million and the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. Lynnette is a former Wall Street Journal reporter for CNBC, who has personally paid off more than $100,000 in credit card bills before becoming a self-made millionaire. Now she conducts workshops about credit, debt, and money management. She has been featured in The New York Times, USA Today, Redbook, Essence, and on Oprah, Dr. Phil, The Tyra Banks Show, The Rachael Ray Show, and Tavis Smiley. To sign up for her free personal finance newsletter, please visit Lynnette #8217;s website at http://www.TheMoneyCoach.net.

Review :
"Zero Debt for College Grads," by Lynnette Khalfani, puts into plain English what many recent college graduates need to hear: lay off the credit cards and expenses and be a bit more realistic with your lifestyle.--The New York Post


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Product Details
  • ISBN-13: 9781427754646
  • Publisher: Kaplan AEC Education
  • Publisher Imprint: Kaplan Trade
  • Height: 229 mm
  • Returnable: N
  • Weight: 322 gr
  • ISBN-10: 1427754640
  • Publisher Date: 01 May 2007
  • Binding: Paperback
  • Language: English
  • Sub Title: From Student Loans to Financial Freedom
  • Width: 152 mm


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