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Home > Business and Economics > Finance and accounting > Finance and the finance industry > Financial technology (fintech) > The Digital Asset Technology Guidebook: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance
The Digital Asset Technology Guidebook: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance

The Digital Asset Technology Guidebook: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance


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About the Book

Discover how distributed ledger technologies work under the hood and learn how to identify those that are actually cryptographically secured and decentralized  In The Digital Asset Technology Guidebook: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance, certified blockchain developer and a Vice President of Emerging Technology Integration and Cybersecurity, Dr. David Utzke, delivers an authoritative and well-organized discussion of how to understand the architectural components inside distributed ledgers. In other words, this book shows you how to understand the real-world risks of exploitation in digital assets minted in Layer 2 (“smart”) contracts.  You’ll learn how to identify the developer team behind specific contracts and determine whether cryptography actually exists as a component in the “crypto” asset. You’ll also discover which technological features and capabilities are most likely to result in vulnerabilities to bad actors.  Inside the book:  A taxonomical description of digital assets, as well as insights into hundreds of distributed ledger architectures  A guide to identifying assets developed on non-distributed ledger platforms  The technical information you need to confidently navigate the world of distributed ledger and blockchain technologies  Perfect for academics and researchers studying and teaching distributed ledger technology and digital asset coding and security, The Digital Asset Technology Guidebook is also a must-read for financial crime analysts, law enforcement personnel investing financial and cyber crimes, attorneys, investors, and fund analysts and managers. 

Table of Contents:
Foreword ix Preface – Author’s Insights xv Introduction 1 Chapter 1 Distributed Ledger Architectural Primitives with a Historical Perspective 9 Distributed Ledger: The Beginning 11 The First Distributed Ledger 13 The Contribution of the Merkle Cryptographic Hash to DLT 14 Cryptographic Digital Signatures in DLT 15 Consensus in DLT 17 Consensus Protocols vs. Consensus Algorithms 18 Distributed Network Architecture and Topology 25 Nodes and Clients in Distributed Networks 29 Messaging Protocols in Distributed Networking 31 Chapter 2 Distributed Ledger Transparency: Types of Network Design 39 Permissioned vs. Permissionless Design 41 Private vs. Public Network Design 44 Federated Network Design 47 Chapter 3 Distribute Network Secure Data Ledger Architectural Design Typologies 51 Distributed Computing 54 Distributed Networking 55 Data Ledger Structures in DLT 56 Data Ledger Structures: Block Ledgers 58 Data Ledger Technology Structures: Blockless Ledger Architecture 65 Hybrid Ledger Architecture 72 Chapter 4 Alternative Ledger Frameworks 81 Relay-Parachain Model 82 Hub-zone Model and App-chains 86 Chapter 5 The Distributed Ledger Stack 91 Layer-0 (L0)—TCP/IP Layer 95 Layer-1 (L1)—Mainnet (Main Network) Layer 96 Layer-2 (L2)—Developer Layer 102 L2 Contracts in General 102 L1-to-L2 Contracts 107 State Channels 110 Roll-ups 114 Bridges 118 Oracles 121 Side Chains and Child Chains 124 Side Chains 125 Child Chains 127 Layer-3 (L3)—Distributed Applications Layer 128 Chapter 6 Digital Currency in the Context of Currency and Money Systems 131 Money vs. Currency 132 Money 133 Currency 134 Digital Currency 137 Digital Asset Taxonomy, Typology, and Topology Insights 146 Taxonomy 148 Typology 150 Topology 151 Chapter 7 Governance Tenets of Distribution, Democratization, and Decentralization (G=D 3) 153 Tenet 1: Governance in Distributed Systems 158 Tenet 2: Governance in Democratized Systems 161 Tenet 3: Governance in Decentralization 164 Chapter 8 Trends in Use Cases and Convergence with Other Technologies 173 Digital Asset Reserve Funds 174 Tokenization of Real-World Assets (RWA)/ In Real-Life Assets (IRLA) 187 Synthetic Fiat 188 Synthetic Securities 201 Layer-2 Contract Meme Tokens and Layer- 3 Project Development 208 DeComm, DePIN, DeREN, DeWiFi, and DeVS 214 Quantum Cryptography & Quantum Entanglement Distributed Networks 216 Conclusion 221 Index 225

About the Author :
DAVID UTZKE is a Distributed Ledger Digital Asset Engineer and AI Engineer serving as CEO/CTO of a research and development company integrating quantum resistant and cybersecurity components into enterprise systems. He’s an expert in digital assets, XR, artificial intelligence technologies, economic game theory, and quantum cryptography. He has decades of experience in distributed ledger heuristic and forensic scientific methods.


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Product Details
  • ISBN-13: 9781394319596
  • Publisher: John Wiley & Sons Inc
  • Publisher Imprint: John Wiley & Sons Inc
  • Language: English
  • Returnable: Y
  • Returnable: Y
  • ISBN-10: 1394319592
  • Publisher Date: 10 Nov 2025
  • Binding: Hardback
  • No of Pages: 256
  • Returnable: N
  • Sub Title: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance


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The Digital Asset Technology Guidebook: Deciphering the Keys to Crypto, Blockchain, and Decentralized Finance
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