Wealth Wise
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Wealth Wise: Building and Protecting Your Financial Future in Canada: Plan Smart, Thrive in Canada: Your Guide to Financial Freedom(The Wealthwise)

Wealth Wise: Building and Protecting Your Financial Future in Canada: Plan Smart, Thrive in Canada: Your Guide to Financial Freedom(The Wealthwise)


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About the Book

Wealth Wise: Building and Protecting Your Financial Future in Canada: A Practical Guide for Today's Economy In this book, seasoned financial consultant Rajesh Chowdhry delivers a roadmap to financial security tailored to the unique Canadian landscape. Drawing from over 25 years of experience, Chowdhry uses the inspiring story of Sarah and Michael Chen-a young Toronto couple navigating careers, homeownership dreams, and entrepreneurship-to illustrate how anyone can achieve lasting wealth. Updated for 2025's economic realities, including 2.75% interest rates, soaring housing costs, and inflation trends, this book empowers readers with actionable strategies, worksheets, and tools to build resilience and purpose in their finances. Whether you're starting with $1,000 or managing a portfolio, discover how to leverage TFSAs, RRSPs, and other financial tools for a life of freedom and legacy. Key Features: Canadian-focused content covers key tools, including TFSAs, RRSPs, FHSAs, and government benefits such as CPP, OAS, and CCB, as well as 2025 contribution limits and tax strategies. The storytelling approach follows Sarah and Michael Chen as they grow their savings from $20,000 to $1.5 million, with real-world Canadian case studies. The Five Pillars of Financial Planning focus on saving, investing, insuring, tax minimization, and estate planning, guided by a "Financial Journey Map." Practical tools include downloadable worksheets, tables, glossaries, checklists, and official sources. Current insights for 2025 address sector volatility, housing crises, economic shifts, and strategies to counter inflation risks. How This Book Helps Financial and Insurance Advisors: Client Education Tools: Use the clear explanations, case studies, and worksheets to simplify complex concepts during consultations, helping clients visualize their financial paths and build trust. Professional Development: Stay updated on Canadian regulations, tax efficiencies, and emerging tools (e.g., FHSAs for first-time buyers), enhancing your advisory services with fresh strategies for income protection and estate planning. Customizable Resources: Leverage the book's templates and "Five Pillars" framework to create personalized plans for clients, from young professionals to retirees, while addressing diverse provincial differences. How This Book Helps Readers Do Their Own Financial Planning: DIY Empowerment: Get step-by-step guidance to set goals, build budgets, and invest confidently without a professional, using tools like the Goal-Setting Worksheet to estimate costs for homes, education, or businesses. Risk Mitigation Strategies: Learn to create emergency funds, diversify investments, and protect against layoffs or market dips with practical examples for your life stage-whether saving for a Vancouver home or launching a side hustle. Long-Term Security: Discover tax minimization, retirement planning, and legacy building for self-reliant decisions aligning with your values and leading to financial independence. Start your journey to financial wisdom today!


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Product Details
  • ISBN-13: 9781069650412
  • Publisher: Rajesh Chowdhry
  • Publisher Imprint: Rajesh Chowdhry
  • Height: 229 mm
  • No of Pages: 190
  • Returnable: N
  • Spine Width: 10 mm
  • Weight: 313 gr
  • ISBN-10: 1069650412
  • Publisher Date: 05 Oct 2025
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Series Title: The Wealthwise
  • Sub Title: Building and Protecting Your Financial Future in Canada: Plan Smart, Thrive in Canada: Your Guide to Financial Freedom
  • Width: 152 mm


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Wealth Wise: Building and Protecting Your Financial Future in Canada: Plan Smart, Thrive in Canada: Your Guide to Financial Freedom(The Wealthwise)
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