Miserly Moms: Living on One Income in a Two-Income Economy

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area. Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners--as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Table of Contents:
Coming home stories: what some moms say about their decision -- The eleven miserly guidelines -- Guideline 1: don't confuse frugality with depriving yourself -- Guideline 2: remove little wasters of your money -- Guideline 3: keep track of food prices --Guideline 4: don't buy everything at the same store -- Guideline 5: buy in bulk whenever possible -- Guideline 6: make your own whenever possible -- Guideline 7: eliminate convenience foods -- Guideline 8: cut back on meats -- Guideline 9: waste nothing -- Guideline 10: institute a soup and bread (or baked potato) night -- Guideline 11: cook several meals at once and freeze them -- Special needs -- Some great recipes -- Be wary of warehouse clubs -- Stretch the season -- Dinner on meeting night -- Birthdays, holidays and special occasions -- Baby care -- The cost of working -- Clothing -- Help for the working mom -- The husband -- Ten ways to get your kids to save -- Miscellaneous tips: photo developing, gas, milk, bread machines, coffee, decorating and furniture, hair care, cosmetics, credit cards, vacations, tools and appliances, paint and varnish, legal advice, check charges and bank fees, long distance phone carriers, seasonal savings chart -- Medical expenses -- Utilities -- Crafts for kids -- Saferand cheaper -- An easy $10,000 -- Appendix a: menu plans -- Appendix b: substitutions, equivalency tables, metric conversions -- Appendix c: additional resources.

About the Author :
Jonni McCoy, author of Miserly Moms holds a Bachelor of Arts degree in Speech Communications from the University of California at Santa Barbara. Prior to motherhood, she spent ten years as a senior buyer and supervisor for electronics firms such as Apple Computer and National Semiconductor. She presents seminars on living for less to women's groups and other conferences. She has been practicing her frugal ways since 1991. Jonni has appeared on the Gayle King Show and The 700 Club, and radio programs such as Family Life Today and the Dick Staub Show. She has also been featured in Good Housekeeping and Woman's Day magazines. Jonni and her husband, Beau, make their home in Colorado Springs, Colorado, where they homeschool their children.