Buy The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s
close menu
Bookswagon
search
My Account
Home > Self-help, personal development and practical advi > Personal finance > The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s
The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s

The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s


     0     
5
4
3
2
1



Out of Stock


Notify me when this book is in stock
X
About the Book

So you've got the basics of your personal finances under control (at least--you've controlled your credit card spending, purchased a house, started saving for retirement) but wait! Now that your kids are growing up and your career is moving along, you're facing a whole new set of personal finance challenges. College, weddings, your son or daughter's first car! How to manage these big expenses and still stay afloat?! And how to deal with unexpected changes such as downsizing or a move?! Help is here. The Complete Idiot's GuideA (R) to Personal Finance in Your 40s and 50s is the guide you need to everything from helping your kids get on their feet to buying a second home.

Table of Contents:
I. TAKING A LOOK AT THE BIG PICTURE. 1. So, How's Mid Life Treating You? How Time Flies. Dealing with Changes. How's Your Health? Feeling a Little Bit Stressed? Welcome to the Sandwich Generation. 2. Figuring Out Where You Are in Life. Knowing What You Need. Emergency Fund. The Right Accounts. Insurance. Knowing What You Want. Understanding the Difference Between Want and Need. Get Real. 3. On the Plus Side. Your House. Income. Savings and Investments. Vehicles. Your Family. A Place in Your Community. 4. On the Minus Side. Your Mortgage. Credit Card Debt. Car Payments. Expenses, Expenses, Expenses. And Then There's Your Ex. 5. Getting It All Together. What Is Net Worth? Figuring It Out. Maybe You Need a Budget. Planning for What You'll Need. Keeping Your Finances on Track. II. YOUR KIDS AND YOUR MONEY. 6. The Big, Expensive Parent Trap. Cell Phones, Jeeps, and PlayStation 2s. But Mom, All My Friends Have One. Teaching Kids About Money. Letting Them Earn Their Own. You're Not a Fairy Godmother. Helping Out with Big Expenses. 7. Trading In the Bikes for Cars. When Your Kid Wants a Car. Knowing If He or She Is Ready. Who Should Buy the Car? What About a Lease? New Jetta or a Junker? The Cost of Keeping a Car. 8. Paying for College. The Cost of Higher Education. Starting Early to Save for College. Traditional College Accounts. Other Options for College Savings. Figuring Out What You Can Afford. Finding Financial Aid. Other Ways to Finance College. Extras, Spending Money, Cars, and Credit Cards. 9. Wedding Bells. Your Baby's Getting Married. Who Pays for a Wedding These Days? Wedding Costs. Saving on Wedding Costs. Avoiding Temptation. 10. Helping Your Kids Get on Their Feet. The Cost of Getting Started. How Much Should You Help? To Loan or to Give? Keeping It All Up Front. Boomerang Kids. III. HEARTH AND HOME. 11. To Stay or Not To Stay? If Your Housing Needs Are Changing. Welcome Home, Mom. Considering a Brand-New Home. Adapting the House You Have. 12. A Home Away from Home. Thinking About a Vacation Home. Tax Advantages. Other Advantages. The Downside of Vacation Homes. What About a Timeshare? 13. Paying for a New Home or Second Home. Knowing What You Can Afford. Considering Extra Costs. Deciding How You'll Pay for It. 14 - Selling the House You Already Have. Hire a Realtor or Sell It Yourself? Finding the Right Realtor. Timing Is Everything. Costs Associated with Selling. Preparing for a Move. When the Big Day Arrives. IV. LIFE CHANGES. 15. Knowing That Nothing Stays the Same. Coping With Change Isn't Easy. Types of Changes You May Encounter. Strategies for Handling Life Changes. Knowing When You Might Need Some Help. 16. Job Changes. The Changing Workplace. Voluntary Job Changes. Involuntary Job Changes. Heading Back to the Classroom. 17. Dealing With Losing Your Job. Downsizing and Other Dirty Words. You Job and Your Identity. Bridges Aren't Built to Be Burned. Practical Concerns When You're Not Working. Financial Strategy Planning. Resources to Help You. 18. Going Out on Your Own. Entrepreneurial Opportunities. Risks of Starting Your Own Business. Rewards of Going It Alone. Thinking Toward Retirement. Working at Home vs. Renting an Office. 19. Other Changes to Think About. Nobody Lives Forever. Marital Status. The Empty Nest Syndrome. I Need to See the Doctor, Please. IV. SMART INVESTING IN THIS STAGE OF LIFE. 20. Investing at Work. Basic Methods of Saving for Retirement. Pension Plans. 401(k) Plans and the 403(b). Simple Plans. Understanding Vesting. Knowing What You Have and What You'll Need. Retirement Needs Analysis. 21. Investing Outside of Work. The Stock Market. Knowing What and When to Buy. Knowing When to Sell Stock. The Bond Market. Are Bonds Safer? Mutual Funds. IRAs, Roth IRAs, and SEP IRAs. 22. Investing Lump Sums. Tax Refunds. Severance Pay. Bonuses. Stock Options. Settlements. Inheritances. Retirement Lump Sum Payouts. 23. Finding a Good Financial Advisor. Why You Should Have an Advisor. Not All Financial Advisors Are Equal. Finding an Advisor Who's Right for You. Fees Associated with Financial Advisors. Some Things Your Advisor Should Never Do. IV. PREPARING FOR THE FUTURE. 24. You're Never Too Young to Plan. You Do Have a Will, Don't You? Choosing a Guardian for Minor Children. Protecting Your Family and Your Business. What About Long-Term-Care Insurance? Living Wills. Power of Attorney. 25. Helping Aging Parents Plan. Knowing If Your Parents Need Help. Assessing Their Financial Situation. Talking Things Through. Deciding Together Where They'll Live. Sorting It All Out. 26. Estate Planning 101. The Purpose of an Estate Plan. Why Everyone Should Have One. Choosing an Executor. Methods of Controlling Assets. Trusts. Gifting. Dying Without an Estate Plan. Ten Most Common Estate Planning Errors. 27. Seeing Into Your Crystal Ball. What Lies Ahead for You and Your Family? Planning Things You Want to Do. Some Misconceptions About Aging. Making Sure You Can Afford Your Dreams. Aging with Style. Appendixes. Appendix A. Glossary. Appendix B. Resources. Index.

About the Author :
Sarah Young Fisher is the owner of Fisher Advisors, a financial planning firm in Lancaster, Pennsylvania. She is a certified financial planner, a chartered financial consultant with the American College in Bryn Mawr, Pennsylvania, and a certified financial services counselor. Fisher has managed the personal and financial portfolios for hundreds of clients. She is a co-author of Everything You Need to Know About Money and Investing: A Financial Expert Answers the 1001 Most Frequently Asked Questions About Money; The Complete Idiot's Guide to Personal Finance in Your 20s and 30s; and The Complete Idiot's Guide to Starting an Investment Club. She lives with her husband and two children in Lancaster, Pennsylvania. Susan Shelly is a freelance writer and researcher. A former newspaper reporter, she has written, co-written, or contributed to 20 books, including The Complete Idiot's Guide to Personal Finance in Your 20s and 30s; The Complete Idiot's Guide to Starting an Investment Club; and The Complete Idiot's Guide to Being an Entrepreneur. Shelly lives with her husband and two children in Shillington, Pennsylvania.


Best Sellers


Product Details
  • ISBN-13: 9780028642734
  • Publisher: Pearson Professional Education
  • Publisher Imprint: Alpha Books
  • Height: 232 mm
  • No of Pages: 360
  • Width: 187 mm
  • ISBN-10: 0028642732
  • Publisher Date: 22 Feb 2002
  • Binding: Paperback
  • Language: English
  • Weight: 1000 gr


Similar Products

Add Photo
Add Photo

Customer Reviews

REVIEWS      0     
Click Here To Be The First to Review this Product
The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s
Pearson Professional Education -
The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s
Writing guidlines
We want to publish your review, so please:
  • keep your review on the product. Review's that defame author's character will be rejected.
  • Keep your review focused on the product.
  • Avoid writing about customer service. contact us instead if you have issue requiring immediate attention.
  • Refrain from mentioning competitors or the specific price you paid for the product.
  • Do not include any personally identifiable information, such as full names.

The Complete Idiot's Guide® to Personal Finance in Your 40s and 50s

Required fields are marked with *

Review Title*
Review
    Add Photo Add up to 6 photos
    Would you recommend this product to a friend?
    Tag this Book Read more
    Does your review contain spoilers?
    What type of reader best describes you?
    I agree to the terms & conditions
    You may receive emails regarding this submission. Any emails will include the ability to opt-out of future communications.

    CUSTOMER RATINGS AND REVIEWS AND QUESTIONS AND ANSWERS TERMS OF USE

    These Terms of Use govern your conduct associated with the Customer Ratings and Reviews and/or Questions and Answers service offered by Bookswagon (the "CRR Service").


    By submitting any content to Bookswagon, you guarantee that:
    • You are the sole author and owner of the intellectual property rights in the content;
    • All "moral rights" that you may have in such content have been voluntarily waived by you;
    • All content that you post is accurate;
    • You are at least 13 years old;
    • Use of the content you supply does not violate these Terms of Use and will not cause injury to any person or entity.
    You further agree that you may not submit any content:
    • That is known by you to be false, inaccurate or misleading;
    • That infringes any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy;
    • That violates any law, statute, ordinance or regulation (including, but not limited to, those governing, consumer protection, unfair competition, anti-discrimination or false advertising);
    • That is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing to any individual, partnership or corporation;
    • For which you were compensated or granted any consideration by any unapproved third party;
    • That includes any information that references other websites, addresses, email addresses, contact information or phone numbers;
    • That contains any computer viruses, worms or other potentially damaging computer programs or files.
    You agree to indemnify and hold Bookswagon (and its officers, directors, agents, subsidiaries, joint ventures, employees and third-party service providers, including but not limited to Bazaarvoice, Inc.), harmless from all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown including reasonable attorneys' fees, arising out of a breach of your representations and warranties set forth above, or your violation of any law or the rights of a third party.


    For any content that you submit, you grant Bookswagon a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell, transfer, and/or distribute such content and/or incorporate such content into any form, medium or technology throughout the world without compensation to you. Additionally,  Bookswagon may transfer or share any personal information that you submit with its third-party service providers, including but not limited to Bazaarvoice, Inc. in accordance with  Privacy Policy


    All content that you submit may be used at Bookswagon's sole discretion. Bookswagon reserves the right to change, condense, withhold publication, remove or delete any content on Bookswagon's website that Bookswagon deems, in its sole discretion, to violate the content guidelines or any other provision of these Terms of Use.  Bookswagon does not guarantee that you will have any recourse through Bookswagon to edit or delete any content you have submitted. Ratings and written comments are generally posted within two to four business days. However, Bookswagon reserves the right to remove or to refuse to post any submission to the extent authorized by law. You acknowledge that you, not Bookswagon, are responsible for the contents of your submission. None of the content that you submit shall be subject to any obligation of confidence on the part of Bookswagon, its agents, subsidiaries, affiliates, partners or third party service providers (including but not limited to Bazaarvoice, Inc.)and their respective directors, officers and employees.

    Accept

    Fresh on the Shelf


    Inspired by your browsing history


    Your review has been submitted!

    You've already reviewed this product!
    Your IP: 216.73.216.195 IN